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Wichita is a regional banking center and a magnet
for retail, construction, accounting and legal services.
Wichita's first
lender was James R. Mead, when he loaned money for supplies to 1,500 Wichita
Indians in the winter of 1863-64. Later, around 1870, W.C. Woodman's general
store became Wichita's first loan service eventually growing into one of
Wichita's first banks. The Arkansas Valley Bank made Woodman one of
Wichita's richest men in the "boom" years of the 1880s. A lot of money, fueled
by the cattle drives and land speculation, was actively changing hands in the
early days of Wichita.
Then during the
economic downturn of the 1890s, numerous ill-fated banking ventures came and
went. The earliest predecessor of today's
Intrust Bank, the
Farmer's and Merchant's Bank, however, was able to weather the downturns
with its strong roots and a conservative fiscal policy. During the
Depression-era bank failures, no Wichita banks were forced to close, although
there were some close calls.
"If the American people ever allow private banks to
control the issue of their currency, first by inflation, then by deflation, the
banks...will deprive the people of all property until their children wake-up
homeless on the continent their fathers conquered... The issuing power should
be taken from the banks and restored to the people, to whom it properly
belongs." - President, Thomas Jefferson
WICHITA AREA BANKING
Thanks to years of
greed, selfishness and namby-pamby lawmaking, banks in America have become more
arrogant in their flagrant criminal treatment of their customers. Intrust Bank,
Capital One Bank, and others, should learn the lesson of All-Tech Investment
Group Inc., the electronic day trading firm in Atlanta where in 1999, their
customer, Mark O. Barton committed suicide after allegedly killing nine people.
The day trading firm was charged with deceptive advertising and making
unauthorized transfers of customers' funds.
The U.S. Postal Service,
which has seen so many outbursts of excessive stress, known as "going postal,"
has experienced thirty-five people being killed in 11 post office shootings
since 1983. So far, bank employees have been fortunate that most of the pent-up
anger has been mostly limited to post office's or directed at children on
school campuses. However, I suspect bank employees would consider themselves
lucky they have not opened an account for a customer like Jennifer San Marco,
Christopher Green, or Cho Seung-Hui.
Despite Intrust Bank's best efforts to
deny this man his money, he was forced to take extreme measures making a
withdrawal at
Intrust Bank, (Inside Dillons Super Store), 2244
N. Rock Road.
This poor guy discovered the new
policy at the
Intrust Bank branch at Harry and Webb Rd. for
exchanging damaged Federal Reserve Notes is to immediately cancel your account
after being insulted by the branch manager.
Banks used to have the market for personal
loans all to themselves and were the only business entities that could offer
personal loans. Because of this, they were able to charge you extortionate
rates, confident in the knowledge that the borrower had no other choice. Well,
it’s a little different now. The market is open, which means that banks
are no longer the only ones from whom you can get your personal loan. There are
loads of places where you can apply for quick personal loans. And because of
the increase in supply of consumer credit, the rates have become increasingly
competitive.
Reducing your yearly income
tax bill to its absolute lowest is one of the foundation principles of sound
financial policy. With professional advice on the proper planning, timing and
documentation of home-based business activities,
most people can dramatically reduce the
amount of taxes they owe.
Tax Reduction
Resources
Tax Reduction Institute - Discover how to legally, morally
and ethically cut your taxes in half.
Home Business Tax Savings - Learn how you may qualify for
an IMMEDIATE Tax Refund and and legally slash your taxes by 50% or more this
year.
CBS MarketWatch - Over 100 journalists work hard
to bring you the fastest-breaking news, and our team supports CBS MarketWatch
news with leading edge data, tools and charts.
Coughing up $4 fees for ATM transactions.
Iron-clad cell phone contracts you can’t get out of with a crowbar. Paying
big bucks for insurance you don’t need on a rental car or forking over $20
a day for supposedly “free” wireless internet. Every day we use
banks, cell phones, and credit cards. Every day we book hotels and airline
tickets. And every day we get ripped off. How? Here are just a few examples of
how big business can get you:
You didn’t fill up the rental car with
gas? Gotcha! Gas costs $7 a gallon here.
Your bank balance fell to $999.99 for one day?
Gotcha! That’ll be $12.
You miss one payment on that 18-month
same-as-cash loan? Gotcha! That’ll be $512 extra.
You’re one day late on that electric
bill? Gotcha! All your credit cards now have a 29.99% interest rate.
In Gotcha Capitalism, MSNBC.com’s “Red Tape Chronicles”
columnist Bob Sullivan exposes the ways we’re all cheated by big business,
and teaches us how to get our money back–proven strategies that can help
you save more than $1,000 a year.
Just by asking, this Non-Profit
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